Welcome To Chhimek Laghubitta Bittiya Sanstha Ltd.

Incorporated in December 2001, Chhimek Laghubitta Bittiya Sanstha Ltd (CLBSL) received a micro-finance banking license from the Nepal Rastra Bank January 2002.

CLBSL is an offshoot of the micro-finance operation implemented by Neighborhood Society Service Centre (NSSC), a national level NGO, since the ‘90s in Mahottari and Chitwan in central Nepal. Chhimek has an overarching aim to improve access to financial services of the poor and marginalized women members. It strives to promote a culture of saving, encourages income generation, supports micro-enterprises development and provides social security services to its member.

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Our Range of Products

Chhimek at a glance

As on Shrawan End, 2079

Happy Client 420,257
Loan Clients 261,350
Districts 69
Branches 195
Staff 1,220
Repayment Rate (%) 88.22
Overdue Loans (%) 0.48
PAR (%) 0.95
Total Outstanding Loan 33,535,217,888
Total Deposit 27,425,298,565

”Our program is providing financial services to low income households at their door steps and has immensely improved their socio-economic status.”

C.E.O. - Chola Raj Sharma Joshi

Impact on Community

Secure your Financial status With Chhimek

Improve your financial behaviours and get back on top of things at your own pace with our Financial Wellbeing Program.

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