General Loan


Normal Loan

Eligibility

CBBL members who are willing to construct household toilet and invest in their dependents’ educations 

Loan Amount
  • Maximum loan disbursement limit for members who are only associated with CBBL for less than or equal to 1 year Nrs 1,00,000.
  • Maximum loan disbursement limit for members who are part of other microfinance and have membership in CBBL for less than or equal to 1 year  Nrs 80,000
  • Maximum loan disbursement limit for members who are only associated with CBBL for more than 1 year Nrs 1,50,000.
  • Maximum loan disbursement limit for members who are part of other microfinance and have membership in CBBL for more than 1 year  Nrs 1,00,000
Repayment Period

Repayment period from 12 to 24 months

Interest Rate: 15%

Service Charge1.5%

Education and Cleanliness Loan

Eligibility

CBBL members who are willing to construct household toilet and invest in their dependents’ education

Loan Amount
  • Maximum loan disbursement limit Nrs. 50,000 for Education 
Repayment Period

Repayment period for 12 months

Interest Rate: 15%

Service Charge1.5%

Disaster Home Loan

Eligibility

CBBL members who are suffering due to disasters are eligible to apply for this loan 

Loan Amount
  • Maximum loan disbursement limit NRs 1,00,000
Repayment Period

Repayment period from 12 to 36 months.

Interest Rate: 14%

Service Charge1%

Consumer Loan

Eligibility

Members who have successfully completed first loan cycle with good credit history

Loan Amount
  • Maximum loan disbursement limit Nrs 1,00,000.
Repayment period from 12 to 24 months
Interest Rate: 15%
Service Charge1.5%

Alternative Energy Loan

Eligibility

CBBL members who are willing to improve household energy needs (such as solar home system, bio-gas plants).

Loan Amount
  • Maximum loan disbursement limit for members who are only associated with CBBL of NRs 2,00,000 
  • Maximum loan disbursement limit for members who are part of other microfinance and have membership in CBBL NRs 1,50,000
Repayment Period

Repayment period from 12 to 36 months.

Interest Rate: 15%
Service Charge1.5%
Note:Penalty Provision: Any Breach in Loan Agreement or delay in payment of Installment in assigned timeline will result in 3 percent penalty on outstanding Loan Amount.