info@chhimekbank.org +977-01-4595513 , 01-4564853
EN

Discipline Loan

Discipline Loan


Discipline Loan

Eligibility

Members who have successfully completed first loan cycle with good credit history

Loan Amount
  • Maximum loan disbursement limit after 1 year of membership Nrs. 2,00,000
  • Maximum loan disbursement limit after 2 years of membership Nrs. 3,00,000
  • Maximum loan disbursement limit after 3 years of membership Nrs. 4,00,000
  • Maximum loan disbursement limit after 4 years of membership Nrs. 5,00,000
  • Maximum loan disbursement amount after 10 years of membership Nrs. 5,00,000
Repayment Period
  • Repayment period from 12 to 60 months 
Interest Rate15%
Service Charge1.5%

Special Discipline Loan

Eligibility

Members who are affiliated with the bank for three years and have track good credit history with at least 2 types of loan are issued Special Discipline Loan.

Loan Amount
  • Maximum loan disbursement limit after 3 years of membership Nrs. 30,000
  • Maximum loan disbursement limit after 7 years of membership Nrs. 40,000
Repayment Period

6 months

Interest rate15% 
Service Charge1.5%

Emergency Loan

Eligibility

Provided to members in case of emergency that have completed one normal loan and have been associated with CBBL for 2 years.

Loan Amount
  • Maximum loan disbursement limit of Rs. 10,000
Repayment Period

Repayment Period with in 3 months

Interest rate14.5% 
Service Charge1%
Note:Penalty Provision: Any Breach in Loan Agreement or delay in payment of Installment in assigned timeline will result in 3 percent penalty on outstanding Loan Amount.