General Loan


Normal Loan

Eligibility

CBBL members who are willing to construct household toilet and invest in their dependents’ educations 

Loan Amount
  • First loan cycle disbursement limit till 2 years of membership Nrs 1,00,000.
  • Second loan cycle disbursement limit after 2 years of membership Nrs 1,50,000.
Repayment Period

Repayment period from 12 to 24 months

Interest Rate: 15%

Service Charge1.5%

Education and Cleanliness Loan

Eligibility

CBBL members who are willing to construct household toilet and invest in their dependents’ education

Loan Amount
  • Maximum loan disbursement limit Nrs. 50,000 for Education 
Repayment Period

Repayment period for 12 months

Interest Rate: 14.5%

Service Charge1.5%

Disaster Home Loan

Eligibility

CBBL members who are suffering due to disasters are eligible to apply for this loan 

Loan Amount
  • Maximum loan disbursement limit NRs 1,00,000
Repayment Period

Repayment period from 12 to 36 months.

Interest Rate: 14%

Service Charge1%

Consumer Loan

Eligibility

Members who have successfully completed first loan cycle with good credit history

Loan Amount
  • Maximum loan disbursement limit Nrs 1,00,000.
Repayment period from 12 to 24 months
Interest Rate: 15%
Service Charge1.5%

Alternative Energy Loan

Eligibility

CBBL members who are willing to improve household energy needs by adding Solar Home Systems, Bio-gas plants. Eligible members can purchase electric vehicles, solar panels, solar heaters, water pump, gobar gas plant etc. through this loan. To obtain loan for gobar gas plant purchase, an eligible member must have possession of two large livestock animals.   

Loan Amount
  • Maximum loan disbursement limit for members who are only associated with CBBL of NRs 2,00,000 
Repayment Period

Repayment period from 12 to 36 months.

Interest Rate: 14.5%
Service Charge1.5%
Note:Penalty Provision: Any Breach in Loan Agreement or delay in payment of Installment in assigned timeline will result in 3 percent penalty on outstanding Loan Amount.