Last Five Year's Financial Highlights
Particulars | Financial Year | ||||
---|---|---|---|---|---|
2073/74 | 2074/75 | 2075/76 | 2076/77 | 2077/78 | |
Assets | |||||
Cash and Cash Equivalents | 2,591,333,096 | 2,580,417,708 | 3,468,110,840 | 7,114,774,257 | 8,021,622,541 |
Statutory Balances & Due from Nepal Rastra Bank | 209,125,820 | 244,125,820 | 503,510,020 | 550,715,020 | 594,517,670 |
Placement with Bank and Financial Institutions | - | - | - | - | - |
Derivative Financial Instruments | - | - | - | - | - |
Other Trading Assets | - | - | - | - | - |
Loans and Advances to MFIs & Co-operatives | - | - | - | - | - |
Loans and Advances to Customers | 12,382,277,075 | 16,407,696,744 | 19,579,543,898 | 18,922,350,018 | 24,888,658,466 |
Investment Securities | 8,200,000 | 8,200,000 | 139,696,422 | 298,092,829 | 359,403,186 |
Current Tax Assets | - | - | - | - | - |
Investment Property | - | - | - | - | - |
Property and Equipment | 154,776,519 | 158,861,631 | 242,447,619 | 250,836,681 | 260,870,621 |
Goodwill and Intangible Assets | - | - | 2,990,529 | 3,491,690 | 3,698,644 |
Deferred Tax Assets | - | - | - | 8,454,156 | 21,176,239 |
Other Assets | 163,755,393 | 150,270,251 | 119,389,928 | 110,538,851 | 136,807,893 |
Total Assets | 15,509,467,905 | 19,549,572,157 | 24,055,689,258 | 27,259,253,505 | 34,286,755,263 |
Liabilities | |||||
Due to Bank and Financial Institutions | - | - | - | - | - |
Due to Nepal Rastra Bank | 4,159,871 | 3,170,903 | 2,181,935 | 1,198,967 | - |
Derivative Financial Instruments | - | - | - | - | - |
Deposits from Customers | 9,068,311,377 | 11,929,671,577 | 15,387,326,226 | 18,665,963,630 | 22,439,376,264 |
Borrowings | 3,926,233,857 | 4,429,450,772 | 4,479,520,993 | 4,073,346,786 | 6,217,521,409 |
Current Tax Liabilities | - | 15,356,532 | 25,671,277 | 20,923,050 | 44,009,196 |
Provisions | - | - | 17,064,376 | 17,064,376 | - |
Deferred Tax Liabilities | - | - | 1,214,670 | - | - |
Other Liabilities | 995, 656,749 | 1,273,537,543 | 311,868,685 | 378,046,788 | 514,736,948 |
Debt Securities Issued | - | - | - | - | - |
Subordinated Liabilities | - | - | - | - | - |
Total Liabilities | 13,994,361,855 | 17,651,187,329 | 20,224,848,166 | 23,156,543,600 | 29,215,643,819 |
Equity | |||||
Share Capital | 1,000,000,000 | 1,180,000,000 | 1,180,000,000 | 1,500,000,000 | 1,830,000,000 |
Share Premium | 40,967,834 | 40,967,834 | 40,967,834 | 40,967,834 | 40,967,834 |
Retained Earnings | 97,342,919 | 167,710,535 | 954,528,133 | 891,789,432 | 1,223,997,855 |
Reserves | 376,795,296 | 509,706,458 | 1,655,345,124 | 1,669,952,638 | 1,976,145,753 |
Total Equity | 1,515,106,049 | 1,898,384,827 | 3,830,841,091 | 4,102,709,905 | 5,071,111,443 |
Total Liabilities and Equity | 15,509,467,905 | 19,549,572,157 | 24,055,689,258 | 27,259,253,505 | 34,286,755,263 |
Contingent Liabilities and Commitments | - | - | - | - | - |
Net Assets Value per share | 151.51 | 160.88 | 324.65 | 273.51 | 277.11 |
Particulars | Financial Year | ||||
---|---|---|---|---|---|
2073/74 | 2074/75 | 2075/76 | 2076/77 | 2077/78 | |
Interest Income | 2,265,416,063 | 2,830,725,076 | 3,491,142,957 | 3,382,766,170 | 4,227,806,576 |
Interest Expense | 1,018,996,291 | 1,339,387,430 | 1,773,136,555 | 2,068,458,345 | 1,998,019,680 |
Net Interest Income | 1,246, 419,771 | 1,491,337,645 | 1,718,006,401 | 1,764,307,824 | 2,229.786,895 |
Fee and Commission Income | 177,211,467 | 232,883,938 | 444,330,450 | 352,618,315 | 530,951,586 |
Fee and Commission Expense | - | - | - | 280,604 | 76,383 |
Net Fee and Commission Income | 177,211,467 | 232,883,938 | 444,330,450 | 352,618,315 | 530,951,586 |
Net Interest, Fee and Commission Income | 1,423,631,239 | 1,724,221,584 | 2,162,336,852 | 2,116,926,140 | 2,760,738,481 |
Net Trading Income | - | - | - | - | - |
Other Operating Income | - | - | - | 641,250 | 702,438 |
Total Operating Income | 1,423,631,239 | 1,724,221,585 | 2,162,336,853 | 2,117,567,390 | 2,761,440,919 |
Impairment Charge/ (Reversal) for Loans and Other Losses | 50,666,601 | 46,462,607 | 55,767,652 | 283,181,673 | (60,290,207) |
Net Operating Income | 1,372,964,637 | 1,677,758,977 | 2,106,569,199 | 1834,385,717 | 2,821,731,126 |
Operating Expense | |||||
Personal Expenses | 468,955,264 | 659,185,435 | 672,447,961 | 730,125,045 | 828,447,250 |
Other Operating Expenses | 70,404,433 | 81,775,092 | 298,672,591 | 112,505,048 | 122,407,371 |
Depreciation & Amortization | 17,923,475 | 20,642,834 | 27,588,736 | 32,937,543 | 31,502,890 |
Operating Profit | 815,681,463 | 916,155,614 | 1,107,859,909 | 958,818,080 | 1,839,373,613 |
Non Operating Income | 23,606,897 | 45,114,396 | 50,906,737 | 30,100,016 | 64,158,802 |
Non Operating Expense | - | - | - | 211,921 | - |
Profit Before Income Tax | 839,288,360 | 961,270,010 | 1,158,766,646 | 988,706,175 | 1,903,532,415 |
Income Tax Expense | 263,480,380 | 294,659,012 | 412,092,711 | - | - |
Current Tax | 264,314,983 | 294,247,974 | 415,885,558 | 327,275,978 | 604,792,487 |
Deferred Tax | (834,603) | 411,037 | (3,792,846) | (8,945,880) | (15,115,846) |
Profit for the Year | 575,807,980 | 666,610,998 | 746,673,935 | 670,376,077 | 1,313,855,775 |
Profit Attribute To: | |||||
Equity-holders of the Financial Institution | 575,807,980 | 666,610,998 | 746,673,935 | 670,376,077 | 1,313,855,775 |
Non-controlling Interest | - | - | - | - | - |
Profit for the Year | 575,807,980 | 666,610,998 | 746,673,935 | 670,376,077 | 1,313,855,775 |
Earnings Per Share | |||||
Basic Earnings Per Share | 57.58 | 56.49 | 63.28 | 44.69 | 71.80 |
Diluted Earnings Per Share | 57.58 | 56.49 | 63.28 | 44.69 | 71.80 |
Max Price | Min Price | Closing Price | Diff. |
---|---|---|---|
1360.00 | 1325.00 | 1330.00 | -3.00 |