Collateral Based Loan


Micro Entreprise Loan

Eligibility

CBBL members who have completed first loan cycle with good credit history

Loan Amount
  • Maximum loan disbursement limit till 2 years of membership Nrs 7,00,000.
  • Maximum loan disbursement after 2 years of membership Nrs 15,00,000.
Repayment Period

Flexible repayment period from 12 to 84 months for members who are associated with CBBL for 2 years
Flexible repayment period from 12 to 120 months for members who are associated with CBBL for more than 2 years

Special Service Business Development services provided through CBBL
Interest Rate: 15%
Service Charge1.5%

Collateral Entrepreneurship Development Loan

Eligibility

CBBL members who have completed first loan cycle with good credit history

Loan Amount
  • Maximum loan disbursement limit till 2 years of membership Nrs 7,00,000.
  • Maximum loan disbursement after 2 years of membership Nrs 15,00,000.
Repayment Period

Flexible repayment period from 12 to 84 months for members who are associated with CBBL for 2 years
Flexible repayment period from 12 to 120 months for members who are associated with CBBL for more than 2 years

Interest Rate: 14.5%
Service Charge1.5%

Home Loan

Eligibility

Members who have completed two years’ period with the bank and completed first loan cycle.

Loan Amount
  • Maximum loan disbursement limit who are only associated with CBBL for more than 2 years Nrs. 15,00,000
  • Maximum loan disbursement limit who are a part of other microfinance and completed 2 years membership with CBBL Nrs. 5,00,000
Repayment Period

Repayment period from 12 to 60 months

Interest Rate: 15%
Service Charge1.5%

Individual Loan

Eligibility

All active CBBL members

Loan Amount
  • Maximum loan disbursement limit who are associated with CBBL till 2 years Nrs. 7,00,000
  • Maximum loan disbursement limit who are  associated with CBBL after 2 years Nrs. 15,00,000
Repayment Period

Flexible repayment period from 12 to 84 months for members who are associated with CBBL till 2 years
Flexible repayment period from 12 to 120 months for members who are associated with CBBL after 2 years

Interest Rate:15%

Service Charge1.5%